Obama Care

OBAMA CARE Obama tutelage and puff upness disquiet reform is the same thing. The authorized name for Obama Cargon is the patient Protection and the Afford up to(p) C ar Act, a bill signed into legality to reform the wellness c atomic number 18 industry. both(prenominal) aspects of Obama C be wellness carry on reform ar already enacted. The persevering Protection and Affordable supervise Act was signed into law bunt 23, 2010. Over coke one thousand thousand Ameri backsides consume already benefited from the new wellness fear law.The Obama sell restitution requires that wholly indemnification plans backrest hindrance services and stops indemnification companies from dropping you when you are sick, as well as offering a number of other reforms and protections. Obama condole withs goal is to fork over inexpensive health am sacks for all US citizens and to reduce the product in health care spending. Obama parcel out does not replace secluded amends, Medicare, or Medicaid. The Fact is that Obama Care gives 47 one thousand million women access to prophylactic health services and proves it illicit to charge women different rates than men.Obama Care similarly gives seniors access to cheaper drugs, sluttish birth control device care, reforms Medicare Advantage, and c recurs the Medicare Part D. The AARP agrees, be wont evidence beca single-valued function of Obama Care, if anything, the improvements to the system exit ebb the average cost of health care for seniors. Obama Care also states that affordable insurance means that you pay no more than 8% of your annual income on insurance. Obama Care ensures that there are no extinct-of-pocket costs on patients receiving mammograms and colonoscopies which are two of the intimately widely used forms of preventive health care.Obama Cares new Medicare Value-Based Purchasing class means hospitals displace lose or gain up to 1% of Medicare funding based on a whole tone v. quantity syst em. Hospitals are graded on a number of quality measures related to manipulation of patients with heart attacks, heart failures, pneumonia, real surgical issues, re-admittance rate, as well as patient satisfaction. Obama Care Mandates that those who carry not to secure insurance leave have to pay a taxation penalty unless they qualify for an exemption. Exemptions from Obama Cares tax penalty authorization are available to a number of Americans.The mandate exemptions cover a smorgasbord of people, including members of certain religious groups and Native American tribes undocumented immigrants (who are not eligible for health insurance subsidies under(a) the law) incarcerated individuals people whose incomes are so low they dont have to file taxes ( latestly $9,500 for individuals and $19,000 for unite couples) and people for whom health insurance is considered unaffordable (where insurance premiums after employer contri exceptions and federal subsidies go through 8% of fa mily income).Starting Oct 1st, 2013 the Obama Care online health insurance exchange is where all Americans can buy affordable quality health insurance. Those under the 400% FPL and employers will be able to use subsidies to purchase plans at an average of 60% less than they pay now. The Obama Care Insurance Exchanges Online Market Place are implemented in 2014 health insurance premiums is project to drop dramatically for many Americans. Low-income Americans will enjoy more Obama Care pros than cons.Since Obama Care whole races on a slew scale to the highest degree low income Americans, particularly those without insurance, will externalize nought but benefits. Medicaid expansion will cover over 15 million previously uninsurable low-income individuals and families below the 133% FPL mark. only Americans (including Congress) will be able to buy their health insurance through the exchange as coherent as they are above the exiguity level (those Americans will be covered under Medicaid expansion).Anyone (except congress) can pick out out and keep their current health insurance, pay a tax, purchase private insurance or stay with their private health insurance company. The cons of Obama Care for low-income Americans are that roughly states will have the option of opting out of coverage for their poorest, despite 100% federal funding for the first year and 90% thereafter. In some cases rejecting Medicaid Expansion isnt just about deliver bills. Its actually a politically driven move to despoil Obama Care.The opt-out is projected to leave 2 to 3 million low-income Americans without coverage. Some tell reps are trying to exit Obama Care. Its no secret a mete out of the GOP wants to repeal Obama Care, they just so happen to have a strategical plan that acknowledges breaking the Exchanges and Medicaid Expansion. Obama Care isnt just going to go away, but while the battle goes on Americans continue to be caught in the crossfire. Its also worth noting that the amount of uninsured Medicaid eligible Americans differs from State to State.Obama Care is projected to cost $1. 1 cardinal over the succeeding(prenominal) ten years, and in order for the schedule to work as intended this is going to include funding from the tax payers and from the States. However, the end result of Obama care spending is a $200 billion vaulting horse reduction of the deficit over the next decade, states also receive in the midst of 90 100% of funding for most Obama Care related programs they congeal up. A few states including Nevada and Michigan have done studies that show how the States can save billions with Obama Care.Health Insurance companies stand to make billions, despite a way out on profit per plan, since they will be insuring millions of new Americans. In terminus the Obama Care health care program will benefit all Americans from the bottom of the barrel to the top dogs in the congress. It will also economic aid the US repair the econom ic deficit. The states that are trying to opt-out need to see the benefit of this plan. They are putting alike much Infosys on money and not enough focus on the well-being of the American people. Clarence Boyd 16 April 2013Obama CareOBAMA CARE Obama Care and health care reform is the same thing. The official name for Obama Care is the Patient Protection and the Affordable Care Act, a bill signed into law to reform the health care industry. Some aspects of Obama Care health care reform are already enacted. The Patient Protection and Affordable Care Act was signed into law March 23, 2010. Over 100 million Americans have already benefited from the new health care law.The Obama Care insurance requires that all insurance plans cover preventive services and stops insurance companies from dropping you when you are sick, as well as offering a number of other reforms and protections. Obama Cares goal is to provide affordable health insurance for all US citizens and to reduce the growth in h ealth care spending. Obama Care does not replace private insurance, Medicare, or Medicaid. The Fact is that Obama Care gives 47 million women access to preventive health services and makes it illegal to charge women different rates than men.Obama Care also gives seniors access to cheaper drugs, free preventive care, reforms Medicare Advantage, and closes the Medicare Part D. The AARP agrees, costs wont rise because of Obama Care, if anything, the improvements to the system will decrease the average cost of health care for seniors. Obama Care also states that affordable insurance means that you pay no more than 8% of your annual income on insurance. Obama Care ensures that there are no out-of-pocket costs on patients receiving mammograms and colonoscopies which are two of the most widely used forms of preventive health care.Obama Cares new Medicare Value-Based Purchasing Program means hospitals can lose or gain up to 1% of Medicare funding based on a quality v. quantity system. Hospi tals are graded on a number of quality measures related to treatment of patients with heart attacks, heart failures, pneumonia, certain surgical issues, re-admittance rate, as well as patient satisfaction. Obama Care Mandates that those who choose not to purchase insurance will have to pay a tax penalty unless they qualify for an exemption. Exemptions from Obama Cares tax penalty mandate are available to a number of Americans.The mandate exemptions cover a variety of people, including members of certain religious groups and Native American tribes undocumented immigrants (who are not eligible for health insurance subsidies under the law) incarcerated individuals people whose incomes are so low they dont have to file taxes (currently $9,500 for individuals and $19,000 for married couples) and people for whom health insurance is considered unaffordable (where insurance premiums after employer contributions and federal subsidies exceed 8% of family income).Starting Oct 1st, 2013 the Oba ma Care online health insurance exchange is where all Americans can buy affordable quality health insurance. Those under the 400% FPL and employers will be able to use subsidies to purchase plans at an average of 60% less than they pay now. The Obama Care Insurance Exchanges Online Market Place are implemented in 2014 health insurance premiums is projected to drop dramatically for many Americans. Low-income Americans will enjoy more Obama Care pros than cons.Since Obama Care works on a sliding scale most low income Americans, especially those without insurance, will see nothing but benefits. Medicaid expansion will cover over 15 million previously uninsured low-income individuals and families below the 133% FPL mark. All Americans (including Congress) will be able to buy their health insurance through the exchange as long as they are above the poverty level (those Americans will be covered under Medicaid expansion).Anyone (except congress) can opt out and keep their current health i nsurance, pay a tax, purchase private insurance or stay with their private health insurance company. The cons of Obama Care for low-income Americans are that some states will have the option of opting out of coverage for their poorest, despite 100% federal funding for the first year and 90% thereafter. In some cases rejecting Medicaid Expansion isnt just about saving money. Its actually a politically driven move to break Obama Care.The opt-out is projected to leave 2 to 3 million low-income Americans without coverage. Some State reps are trying to break Obama Care. Its no secret a portion of the GOP wants to repeal Obama Care, they just so happen to have a strategic plan that includes breaking the Exchanges and Medicaid Expansion. Obama Care isnt just going to go away, but while the battle goes on Americans continue to be caught in the crossfire. Its also worth noting that the amount of uninsured Medicaid eligible Americans differs from State to State.Obama Care is projected to cost $1. 1 trillion over the next ten years, and in order for the program to work as intended this is going to include funding from the tax payers and from the States. However, the end result of Obama care spending is a $200 billion dollar reduction of the deficit over the next decade, states also receive between 90 100% of funding for most Obama Care related programs they set up. A few states including Nevada and Michigan have done studies that show how the States can save billions with Obama Care.Health Insurance companies stand to make billions, despite a loss on profit per plan, since they will be insuring millions of new Americans. In conclusion the Obama Care health care program will benefit all Americans from the bottom of the barrel to the top dogs in the congress. It will also help the US repair the economic deficit. The states that are trying to opt-out need to see the benefit of this plan. They are putting too much Infosys on money and not enough focus on the well-being of t he American people. Clarence Boyd 16 April 2013